Should I Buy or Lease a New Volvo in St. Louis

Buy or Lease with Volvo Cars St. Louis

Apply for financing with ease

Apply Now

Large Volvo Inventory

Luxury SUVs, sedans and wagons to fit your lifestyle

Shop Our Inventory

Flexible Financing

We're here to help you by going over every option clearly, and will find the right plan for you.

Explore Your Options

Special Offers & Incentives

Proud to offer competitive prices, we work hard to leave more money in your pocket.

View Current Offers

Buying vs. Leasing Your New Volvo Vehicle

One of the decisions that an O'Fallon driver must make when shopping for their Volvo vehicle is whether they should buy or lease it. There are many advantages to both options. Many drivers come to our finance managers for help because they don't know what kind of questions they should be asking to determine the answer. Since the purchase or lease of a car is one of the bigger financial decisions that many drivers will make in their lifetime, it is important to be educated so you can make the right one.

Volvo Cars St. Louis, near Clayton, is here to help provide drivers with the information needed to make the best choice for their lifestyle and budget. Whether you are leaning towards buying or leasing your Volvo XC40, S90, or V60, it is always a good idea to have all the facts before you sign the papers.

Perks of Buying

Despite the increase in many Kirkwood area drivers leasing their new Volvo vehicles, buying is still a very popular option. Every month, we help many customers get an auto loan for their Volvo S60 or Volvo XC60. Buying is the right choice for many folks who are out on today's roads. Many people who get an auto loan have the following things in common:

  • They drive a lot or can't predict their mileage
  • Enjoy the idea of owning a vehicle for a long time
  • Want to personalize their Volvo vehicle with a variety of accessories

Even if that doesn't sound like you, there is the chance that a car loan is the best choice for you. The finance center at Volvo Cars St. Louis can help Webster Groves drivers discover if getting an auto loan is their best bet. We can understand why many people choose to finance their Volvo car. Here are some of the advantages:

  • There is no need to concern yourself with a mileage limit
  • If you end up damaging the vehicle, you don't have to fret over potential damage fees
  • After your car loan is paid off, you can use the equity in your vehicle as a down payment for a new one.

Perks of Leasing

There is some inaccurate information that floats around about leasing. There is nothing overly mysterious about it. A Volvo lease is just a finance option. It is a way for a St. Louis driver to take possession of a Volvo vehicle for a certain amount of time and a predetermined mileage limit. While leasing a Volvo S90 or Volvo XC90 might not be something you have considered in the past, it might be the best choice for you. People who lease their new Volvo car typically have some of these things in common:

  • They don't drive very much. Many people who lease do less than 15,000 miles a year or less on the road.
  • Many like the idea of going car shopping every few years because they are attracted to new features
  • Some lessees are not very interested in making their Volvo vehicle their own by "customizing" it with accessories

O'Fallon drivers who don't fit into those categories may still find that leasing their new Volvo vehicle is the best option. A finance manager from our new Volvo dealership can sit down with you to go over your specific situation. After all, if leasing is the right option for you, it would be tough to miss out on its many benefits. Some of the attractive things about leasing include:

  • A Volvo lease often comes with a monthly payment that is lower than if you had financed the vehicle. This can make a new Volvo, and a higher trim level, more affordable
  • There is often some form of manufacturer's protection for the entire lease period
  • Those who lease their new Volvo car get the chance to play with the latest available technology more often
  • The flexibility the end of a lease gives you is intriguing. There are multiple options you can explore

Starting the Car Buying or Leasing Process

Whichever option you decide, Volvo Cars St. Louis, in St. Louis, gives you the opportunity to start the process online. When you start shopping for a new Volvo vehicle online, you can compare your buying and leasing options head-to-head. Get started on your online shopping, or contact one of our finance managers, today to get the ball rolling on seeing which of these two financing choices is right for you.

  1. Volvo Cars St. Louis

    7700 Manchester Rd
    St. Louis, MO 63143

    • Sales: (314) 644-9501
Loading Map...

Get in Touch With Us

  • Contact our Sales Department at: (314) 644-9501
  • Monday9:00 AM - 7:00 PM
  • Tuesday9:00 AM - 6:00 PM
  • Wednesday9:00 AM - 7:00 PM
  • Thursday9:00 AM - 6:00 PM
  • Friday9:00 AM - 7:00 PM
  • Saturday9:00 AM - 6:00 PM
  • SundayClosed